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Finance Types

Operating Lease


Operating lease finance, Scotland


 
Fixed costs and lower rentals.

Let the leasing company take the risk of depreciation off your shoulders.

Operating lease benefits

  • Fixed costs - for a set sum you can use the asset immediately
  • Cash flow boost - we fix a residual value that lowers your payments
  • Flexible repayments - rentals can be tailored to match your seasonal cash flow
  • Fixed or variable interest options - you decide which suits you best
  • Off-balance sheet - check with your auditor about this business advantage
  • Tax efficiencies - VAT is reclaimable on the rentals, while payments can normally be offset against taxable profit (Different rules apply to cars and commercials)

The Leasing company sets a residual value that reduces your monthly payments. This type of commercial leasing instantly aids your cash flow and makes 'off-balance sheet' funding possible.

What can I finance with an Operating Lease?

  • Cars
  • HGVs
  • Buses and coaches
  • Plant and machinery
  • Agricultural machinery
  • Construction
  • Materials handling equipment

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